Contractors combined insurance is designed for the construction sector

Construction is one of the largest industry sectors in the UK employing over 3M people. Health and safety protocols have steadily improved over the last 20 years, but it remains an industry with inherent risks and exposures.

What is Contractors Combined Insurance?

Contractors combined insurance wraps up the core insurance needs of a construction business. This will obviously include Employers and Public liability as legal requirements but would generally also cover:

• Contractors All Risks.
• Own Plant & Hired in Plant.
• Materials (on site and in transit).

More bespoke elements might include:

• Latent defects.
• Pollution liability.
• Specific cover for working at heights/depths or with specific plant.

What impacts the premiums we pay with contractors combined insurance?

Some factors that influence the rate of Contractors Combined Insurance premiums are inherent to the nature of a construction project however it is possible for a business to positively impact their premiums through good governance.

Good insurers will collaborate with clients on best practice in terms of risk management, taking into consideration any alignment with trade accreditations, construction industry safety standards etc, and will generally reward this in their pricing.

Why work with Pelican?

The construction industry has many unique risks and practices, and we have the experience in our team to truly understand your business and find the optimum cover for your contractors combined insurance.

We work with local businesses from small trade operations to companies with turnover exceeding £50M and go the extra mile to secure a great deal for you. When you need to make a claim, we have the knowledge and experience to help fight your corner and secure a fair outcome.

Finally, of course you would receive the legendary friendly and exceptional service from the fabulous team at Pelican!