Should I be concerned about under insuring our commercial property?
Should I be concerned about under insuring our commercial property? In a word – yes! Let’s start by looking at how an insurer will approach a claim where the value of a property has been under declared. In the world of insurance, it is referred to as the “average clause” and it essentially means that any payout for a claim will be in proportion to the amount of underinsurance at play.
Do I need specialist high net worth insurance for my home and possessions?
For people with high value homes and belongings a tailored high net worth (HNW) policy will afford much better protection than standard home & contents insurance. So, what makes it different?
Leaving college or Uni – Why insurance could be for you?
Is insurance really interesting? In a word, yes! Getting to deeply understand what businesses do, how they operate and what risks they face is fascinating. Helping them mitigate those risks and allowing them to go about their business is essential to the economy working
Seven years on from Grenfell why are so many blocks of flats still unsafe?
If you are living in, or managing a block of flats with cladding deemed unsafe you are probably tearing your hair out that remediation work still hasn’t happened. From feeling unsafe, to being unable to sell your property or paying sky high insurance premiums the ramifications for those affected can be huge
Why is Michael Gove intervening in blocks of flats insurance?
Like him or loathe him, and he is a man who divides opinion, Michael Gove does get stuff done, and so it has proven regarding reversing the spiralling cost of insurance for blocks of flats!
Why you should shop around for your business insurance
Most people have discovered that when it comes to personal insurance, staying loyal to one insurer sadly doesn’t pay off.
Is cyber insurance worthwhile?
As well as mitigating the financial risks of a cyber-attack, there are a number of associated benefits from taking out cyber insurance